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Electric bike finance at Energise E-bikes

We know it’s quite an investment when you decide to get a high-quality electric bike.  If it would be easier for you to spread the cost, then we can help.

We offer a variety of finance products on electric bikes via V12 Retail Finance. Options available are dependent on the type of bike you wish to purchase:

0% APR 15.9% APR
Bike pricing/term 6 mth 10 mth 12 mth 12 mth 24 mth 36 mth 48 mth
Full price bikes Yes Yes Yes Yes Yes Yes Yes
Reduced bikes No No No Yes Yes Yes Yes
Minimum deposit 25% 25% 25% 10% 10% 10% 10%

Who can apply for finance?

You must:

Spend over £250
Be at least 18 years of age
Have been a UK resident for 3 years or more
Be able to make repayments by Direct Debit
Be in regular employment (minimum 16 hours per week) including self-employment, or in permanent residence with your partner who is in regular employment

Representative examples:

Representative example 0% APR:
Cash price £2000
Deposit £500
Total amount to credit £1500
Loan term 10 months
Interest rate 0.00% fixed
Monthly repayments £150
APR 0%
Total cost of credit £0
Total amount payable £2000

Representative example 15.9% APR:
Cash price £2000
Deposit £200
Total amount to credit £1800
Loan term 24 months
Interest rate 8.10% fixed
Monthly repayments £87.14
APR 15.9%
Total cost of credit £291.36
Total amount payable £2291.36

How it works:

You choose an e-bike from our stock

Contact us if you’d like to apply for finance - We’ll confirm which options are available

You pay a deposit by card, typically 25% for 0% APR transactions or 10% for 15.9% APR transactions

We take you through the finance application either via phone or in the showroom (20 minutes)

You digitally sign the agreement (either via email or on the showroom PC)

You get the e-bike!

Additional information:

The first debit is taken on the ‘matching day’ one month later (eg, if application is signed and accepted on the 4th Aug, first debit is 4th Sep) 

Please note that your finance agreement is with v12 retail finance. Any queries with your direct debit are to be handled by them.

All finance deals are subject to status.

Unfortunately we cannot offer 0% finance for longer than 12 months or on reduced or special offer bikes.

If you have any queries or would like to arrange a test ride, please phone us on 020 8660 8823 or drop us a note through our contact form.

Cycling Made Easy Limited trading as Energise E-Ebikes is registered in England and Wales 07124215. Registered office 8/10 South Street, Epsom, Surrey, KT18 7PF.

Energise E-Bikes acts as a credit broker and only offers credit products from Secure Trust Bank PLC trading as V12 Retail Finance. Cycling Made Easy Ltd is authorised and regulated by the Financial Conduct Authority. Our registration number is 668311. Credit provided is subject to age and status.