Electric bike finance at Energise E-bikes
We know it’s quite an investment when you decide to get a high-quality electric bike. If it would be easier for you to spread the cost, then we can help.
We offer a variety of finance products on electric bikes via V12 Retail Finance. Options available are dependent on the type of bike you wish to purchase:
| 0% APR | 15.9% APR | ||||||
| Bike pricing/term | 6 mth | 10 mth | 12 mth | 12 mth | 24 mth | 36 mth | 48 mth |
| Full price bikes | Yes | Yes | Yes | Yes | Yes | Yes | Yes |
| Reduced bikes | No | No | No | Yes | Yes | Yes | Yes |
| Minimum deposit | 25% | 25% | 25% | 10% | 10% | 10% | 10% |
Who can apply for finance?
You must:
Spend over £250
Be at least 18 years of age
Have been a UK resident for 3 years or more
Be able to make repayments by Direct Debit
Be in regular employment (minimum 16 hours per week) including self-employment, or in permanent residence with your partner who is in regular employment
Representative examples:
| Representative example 0% APR: | |
| Cash price | £2000 |
| Deposit | £500 |
| Total amount to credit | £1500 |
| Loan term | 10 months |
| Interest rate | 0.00% fixed |
| Monthly repayments | £150 |
| APR | 0% |
| Total cost of credit | £0 |
| Total amount payable | £2000 |
| Representative example 15.9% APR: | |
| Cash price | £2000 |
| Deposit | £200 |
| Total amount to credit | £1800 |
| Loan term | 24 months |
| Interest rate | 8.10% fixed |
| Monthly repayments | £87.14 |
| APR | 15.9% |
| Total cost of credit | £291.36 |
| Total amount payable | £2291.36 |
How it works:
You choose an e-bike from our stock
Contact us if you’d like to apply for finance - We’ll confirm which options are available
You pay a deposit by card, typically 25% for 0% APR transactions or 10% for 15.9% APR transactions
We take you through the finance application either via phone or in the showroom (20 minutes)
You digitally sign the agreement (either via email or on the showroom PC)
You get the e-bike!
Additional information:
The first debit is taken on the ‘matching day’ one month later (eg, if application is signed and accepted on the 4th Aug, first debit is 4th Sep)
Please note that your finance agreement is with v12 retail finance. Any queries with your direct debit are to be handled by them.
All finance deals are subject to status.
Unfortunately we cannot offer 0% finance for longer than 12 months or on reduced or special offer bikes.
If you have any queries or would like to arrange a test ride, please phone us on 020 8660 8823 or drop us a note through our contact form.
Cycling Made Easy Limited trading as Energise E-Ebikes is registered in England and Wales 07124215. Registered office 8/10 South Street, Epsom, Surrey, KT18 7PF.
Energise E-Bikes acts as a credit broker and only offers credit products from Secure Trust Bank PLC trading as V12 Retail Finance. Cycling Made Easy Ltd is authorised and regulated by the Financial Conduct Authority. Our registration number is 668311. Credit provided is subject to age and status.